Finance and Accounting
Accounting software, lending systems, and financial management for finance companies
Finance companies operate under intense regulatory scrutiny while running core operations on software that was not built for local compliance requirements. Loan portfolios tracked in Excel. SECP quarterly reports compiled manually over three days. FBR withholding tax calculations done by hand and frequently wrong.
AIoptimix builds financial management software for regulated environments: NBFCs, leasing companies, modarabas, investment advisers, and accounting firms. We build the compliance logic into the system itself so your operations team is not depending on one expert who knows the rules.
- Loan portfolio tracked in Excel with manual interest calculations and no overdue alerts
- SECP compliance reporting requiring three days of manual data compilation every quarter
- FBR withholding tax on payments calculated manually with frequent errors and penalties
- No client portal for borrowers or investors to view their own account status
- Multiple disconnected tools for accounting, lending, and client communications
- No real-time management visibility of total portfolio exposure or concentration risk
Software we build for Finance and Accounting
Loan Management System
Loan origination, disbursement, automated repayment schedules, overdue alerts, and portfolio reporting.
Accounting System
Double-entry accounting, chart of accounts, journal entries, and FBR-compliant financial statements.
Compliance Engine
Automated SECP, SBP, and FBR report generation on schedule with no manual data compilation.
Client Portal
Secure portal for clients to view account statements, make payments, and download documents.
Investment Management
Portfolio tracking, return calculations, unit holder records, and NAV computation.
Risk Dashboard
Portfolio exposure, concentration metrics, overdue aging, and provisioning for management reporting.
How we deliver for Finance and Accounting businesses
Regulatory Review
We review your SECP licence conditions and FBR obligations to build compliance into the system design.
Financial Model Design
We design the loan product configurations, chart of accounts, and reporting templates before building.
Parallel Run
New system runs alongside existing processes for one reporting period to verify every number.
Compliance Report Testing
Every SECP and FBR report output is validated against your previous manually compiled submissions.
Team Training
Finance team, compliance team, and management trained on all aspects of the system.
Services we use for this industry
We draw on one or several of our core services to deliver the right outcome for your business.
finance and accounting business?
Free consultation. No commitment. We understand your industry before recommending anything.